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If your pension savings are not providing you with enough income or you need money for something important such as home improvements, you can release money from your home using an equity release plan.
Equity release is a special type of loan using your home as security. The average age for taking equity release is around 70 so it is something to consider in later retirement if your pension savings are running short. Used properly, equity release is a good way of providing additional income or capital.
Wills and Power of Attorney
Estate planning is thinking ahead about how you want your financial affairs dealt with after your death or if you become unable to make your own financial decisions. This includes making sure you a have a valid will or have arranged a lasting power of attorney. If you have significant assets, you may need advice about reducing inheritance tax.
It is relatively straightforward to arrange a will and lasting power of attorney but the financial cost and emotional anguish
If you want to make the most of pension freedoms you should start planning ahead and make sure your financial affairs are in good shape in the years running up to retirement.William Burrows
Offices in London and Northampton
Call: 07730 435 657
Better Retirement Group Ltd
400 Pavilion Drive